Income Planner

Before we manage anything,
we map everything.

The Income Planner is a discovery tool built for our own practice and made available to everyone. In about ten minutes it produces a single coherent picture of your income, assets, obligations, and intentions, the same picture every WFG engagement begins from.

How It Works

Four steps. One clear picture.

  1. 01

    Map your income

    Salary, bonus, Social Security, pensions, distributions, rental, royalty. The tool estimates your 2025 federal tax automatically from your salary and filing status, and lets you edit it.

  2. 02

    Enter monthly expenses

    Housing, transportation, healthcare, lifestyle, savings contributions. Monthly figures are annualized automatically so the dashboard always reflects annual totals.

  3. 03

    Add assets and liabilities

    Investment accounts, retirement plans, real estate, business interests, outstanding debts. The Maryland SDAT lookup helps you find your property's assessed value.

  4. 04

    See your dashboard

    A complete financial overview including net worth, cash flow, income and expense breakdowns, and your savings rate. Download it or share it with us to start a conversation.

Begin

Start the planner.

Your inputs stay in your browser. Nothing is shared with us unless you choose to at the end.

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Income
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Expenses
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Assets
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Review
Income Sources
Enter annual gross amounts. Federal tax is estimated automatically from salary and can be edited at any time.
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Monthly Expenses
Enter what you pay each month. All figures are multiplied by 12 for the annual dashboard.
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Assets & Liabilities
Current market values for a net worth snapshot. Use the SDAT lookup for Maryland property assessed values.
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Review & Submit
Confirm your entries. Monthly values show both the monthly input and the annualized figure used in the dashboard.
Step 1 of 4
Compiling your financial picture
Aggregating income streams
Annualizing monthly expenses
Calculating net worth
Generating cash flow analysis
Building your dashboard
Your results

Your financial overview.

Below is a complete picture of your income, expenses, assets, and net worth, drawn from the figures you entered. The summary cards highlight the key totals. The charts and panels below break down where your money comes from, where it goes, and what you have built so far.

Take it from here, or take it further with us.

Annual Income Breakdown
Annual Expense Breakdown
Income Detail (Annual)
Expense Detail (Monthly to Annual)
Cash Flow Summary
Savings Rate
of gross income saved or invested annually
Net Worth Snapshot
Begin

A snapshot is a start. Let's build the rest together.

The planner gives you the picture in five minutes. The conversation gives you the plan.

Download your results.

We will generate a PDF of your dashboard. If you share it with WFG, an advisor will follow up within one business day.

Your data stays in your browser. Nothing is transmitted unless you check the box above.

Downloaded. Thank you.

Your PDF is saving now. If you shared your results, an advisor will be in touch within one business day.

Book a meeting.

Tell us a little about yourself, then choose a time. Every engagement starts with a complimentary review.

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