Insights

Notes from a
thoughtful practice.

Writings on planning, markets, taxes, estate strategy, and the questions that sit at the intersection of money and life. Practical, thoughtful, and written for clients first.

Filter by All Estate Markets Planning Practice Notes Taxes Uncategorized

Markets May 14, 2026 5 min read

Volatility is the price of admission to long-term returns.

Markets move. They have always moved. The question is not whether to react. The question is whether you have built a plan that lets you not react.

Rick Welsh

Rick has spent thirty years sitting across from couples and their spreadsheets, asking the question this column is named for. He founded WFG in 2011. The notes here are the ones he tends to repeat across first meetings, written down so clients can take them home.

Begin

Reading is one thing. Talking is another.

Bring a question, an article, or a half-formed idea. We'll spend an hour on it together.

Book a Meeting Call (410) 777-5897

Notes from a thoughtful practice.

Volatility is the price of admission to long-term returns.

A quiet email, when something worth reading is published.

Reading is one thing. Talking is another.

Notes from a
thoughtful practice.